http://afcmin.org/ateam/777/book-review-passing-the-plate-by-christian-smith-and-michael-emerson Helping plans come together, one post at a time Sun, 03 May 2015 14:00:57 +0000 hourly 1 http://wordpress.org/?v=4.2.9 http://afcmin.org/ateam/777/book-review-passing-the-plate-by-christian-smith-and-michael-emerson/comment-page-1#comment-3250 Mon, 26 Jan 2009 20:49:15 +0000 http://afcmin.org/ateam/?p=777#comment-3250 Speaking from my own experience, I have often “passed the plate” because I was merely a college student, working very little and only able to pay bills because of student loans. In retrospect I see that it would not have been all that difficult for me to set aside 10% of my small income, and I am only now beginning to try to do that (and mostly I'm still failing).

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